CLAAS Harvest Centre
Find your dealership

Select your preferred dealership for a more personalised experience

Select Dealership No thanks
0800 4 CLAAS
CLAAS Harvest Centre
Current dealer: Head Office

Get a more personalised experience

Select Dealership No thanks
Contact Us
Current dealership

Head Office

  • 58 West Coast Road, Yaldhurst, Christchurch 7676, New Zealand, PO Box 16130, Christchurch 8441
  • 0800 4 CLAAS
Farm Machinery Finance Options | CLAAS Harvest Centre

Finance

Home Finance

Our commitment to you

Every customer is different and depending on your business, your financial needs are unique. We will deliver you a tailor-made finance package that will meet those needs with deposit and repayment schedules designed to beat suit you cash flow situation.

CLAAS Financial Services

Established in 2010, CLAAS Financial Services is a division of De Lage Landen, a proud member of the Rabobank Group, is a leading provider of equipment and technology financing to the Agriculture and Food industries. Drawing on deep industry knowledge, DLL creates sustainable finance solutions for asset and input manufacturers, dealers and end users in over 30 countries. We understand the seasonal nature of the food and agricultural business. For more than 30 years we have gathered extensive knowledge about these markets and committed ourselves to fully know these businesses. 

 

Flexible Finance

Tailored to your needs

CLAAS Financial Services provides fast, flexible and competitive finance for new and used machinery. CLAAS Financial Services offers a comprehensive range of financing options backed by fast, friendly service and minimal paperwork.

Latest Offers

View Our Latest Offers

See our current offers on CLAAS, AMAZONE and JCB high performance farm machinery from CLAAS Harvest Centre and our Partner Dealers.

View Offers

Finance Options

TYPES

Finance Amount Finance Rate Deposit Payment Schedule Terms Balloon/
Residual		 Generates Equity? GST Installments
Tax Deductable?		 Depreciation &
Interest Tax
Deductable?
Hire Purchase Up to 100% Fixed Flexible Tailored to fit your needs 12 - 66 mths Optional Yes Payable upfront,
customer pays full amount
on next GST return.		 No Yes
Finance Lease 100% Fixed None Tailored to fit your needs 12 - 66 mths Yes/Estimate at end of term No Included in each rental,
customer claims on next
BAS after each payment.		 Yes No
Operating Lease 100% Fixed None Tailored to fit your needs 12 - 66 mths Yes/Estimate at end of term No Included in each rental,
customer claims on next
BAS after each payment.		 Yes No
Chattel Mortgage (AU) Up to 100% Fixed Flexible Tailored to fit your needs 12 - 60 mths Optional Yes Payable upfront No Yes

Full details of Finance terms and conditions will be made available upon application. Finance products are available to approved ABN holders for business purposes only. The details on this page do not constitute financial or tax advice and are for information purposes only without taking into account your individual objectives, financial situations or needs. To decide if a finance product is right for you, it is recommended that you seek the advice from a qualified advisor.

Your dealership: Select Dealer

58 West Coast Road, Yaldhurst
Christchurch 7676, New Zealand
PO Box 16130, Christchurch 8441

See map
Phone:
0800 4 CLAAS

FINANCE OPTIONS

Chattel Mortgage (AU) or Hire Purchase (NZ)

Machinery Ownership with Tailored Repayments

This is the most common way to finance machinery in New Zealand. You decide what equipment to buy, negotiate the sale with the dealer and then sign a Chattel Mortgage (AU) or Hire Purchase (NZ) agreement to repay the capital and interest to CLAAS Financial Services (CFS) while CFS settles the invoice with your local CLAAS Harvest Centre or Partner Dealer. Ownership passes immediately to you with a mortgage (security interest) held over the equipment by CFS until the final instalment is paid. This option is best for borrowers wishing to preserve working capital while gaining immediate ownership and the ability to build asset equity.  

Finance Lease

An Alternative Source of Funding

CLAAS Financial Services purchases the equipment from your CLAAS Harvest Centre or Partner dealer, you lease the equipment from CFS for a specific time and in return make a series of payments to CFS. You can apply to purchase the equipment at the end of the contract period but must guarantee the residual. Title to the equipment remains with CFS until disposal of the asset (e.g. lease end, transfer of title, trade-in). This option is best for borrowers wanting to preserve working capital without the need for ownership.

Operating Lease

Access the Latest Agricultural Machinery

In an Operating Lease, you simply pay a hire rental fee to CLAAS Financial Services, which allows you to use the equipment for the period specified in the contract hire agreement. After the agreed term, the equipment will typically be returned to the Dealer and your commitment will end. Operating Lease payments are lower than Chattel Mortgage or Hire Purchase instalment payments or Finance Lease agreements for the same equipment, because at the end of the contract period (usually 2 to 5 years) the value of the equipment is recovered by CFS and this value is built-in at the start to provide lower rentals. When combined with a service contract it allows you to predict with more certainly your equipment running costs. This option is popular with corporate borrowers wanting to preserve working capital without the need for ownership and has the option of a service agreement included in the rental.